How to Protect Your Home During the Holidays
Posted: December 8, 2022
Most of us look forward to the holidays with anticipation. Family, friends, and work get-togethers, parties, events, and foods and treats make the winter holiday season a favorite for people of every age – but it is smart to be aware of the risks. To protect your home and your valuables, check out these practical home safety tips: Protect your home from the risk of...
Motorcycle riding at night: 10 safety tips
Posted: December 8, 2022
Riding a motorcycle is fun and freeing, but it can also be risky. According to data from the National Highway Traffic Safety Administration (NHTSA), motorcyclists are about 28 times more likely to suffer an accident-related fatality than drivers of other vehicles. And riding at night introduces additional risks. If you need or want to ride your motorcycle at night, take extra precautions to help protect...
Nonstandard auto insurance: Your ultimate guide
Posted: November 29, 2022
Car insurance customers are categorized according to their potential risk. The primary classifications auto insurers use are: Preferred Standard Nonstandard Residuals While your classification and your premiums depend on a variety of factors, it ultimately boils down to this: How much of a risk do you pose for the insurer? You might have a minor blemish on your driving record and still be considered preferred...
A motorcycle rider’s guide to Missouri’s Lazy 8 route
Posted: November 28, 2022
Looking for an easygoing, non-technical motorcycle ride through the Ozark Mountains in eastern Missouri? Maybe you’re exploring historic Route 66 southwest of St. Louis and want to put on some miles in the laid-back countryside of the Ozarks. If so, welcome to Missouri’s Lazy 8 route. Navigating Missouri’s Lazy 8 We start our ride in St. James, Missouri, where the original Route 66 passes through town...
High-risk auto insurance: Your questions answered
Posted: November 25, 2022
If your driving record has blemishes on it—from speeding tickets to a DUI—you might require high-risk auto insurance. Ultimately, the difference between qualifying for high-risk or standard auto insurance comes down to your likelihood of filing insurance claims or being liable for traffic violations, based on your prior driving record. While your premiums increase as a high-risk driver, you can reduce your monthly costs and...